Do You Really Need 20% Down? (Why Most Buyers Wait Too Long)
The idea that you need a 20% down payment to buy a home has been around for decades—but it’s one of the most common misconceptions in homebuying. In reality, most buyers today are putting down far less. And in many cases, waiting to reach that 20% threshold can actually delay homeownership longer than necessary, especially…
Read MoreWhat is an ADU? A Simple Guide to Accessory Dwelling Units and Financing
As housing needs continue to evolve, more homeowners are looking for flexible ways to use their property. One option gaining attention, especially with recent changes in Maine, is the Accessory Dwelling Unit, or ADU. Whether you’re thinking about creating additional living space or exploring long-term investment possibilities for your property, including creating rental income, understanding…
Read MoreHere for U: UCU Gathers Team to Celebrate National Volunteer Week by Packing Meals for Neighbors
(April 21, 2026) – On Monday, April 20, University Credit Union (UCU) gathered its team of over 100 employees together at the Augusta Civic Center for its fourth annual Here for U Day of Service, with a coordinated, high-volume meal packaging effort in partnership with End Hunger New England. UCU is dedicated to its involvement…
Read MoreUCU FUNdraised over $7,700 for the Campaign for Ending Hunger
Community members gathered for a fun bingo event in support of the campaign Portland, ME (March 25, 2026) – In support of the Campaign for Ending Hunger, nearly 80 people gathered at the Clarion Airport Hotel in Portland to participate in a FUNdraiser held by UCU. This first-of-its-kind event for the credit union focused on…
Read MoreUCU Promotes Senior Leaders Focusing on the Experience for U
ORONO, Maine (March 13, 2026) – UCU is pleased to share Shauna Baker has been promoted to the newly added role of Vice President of Member Experience, and Martha Ward, ISSMP, CISSP has been promoted to Senior Vice President of Technology and Digital Experience. In this new role, Baker will devote her expertise to enhance…
Read MoreUCU Has Earned the AARP BankSafe Seal for 2026
February 2026 UCU is proud to announce that we’ve once again earned the AARP BankSafe Trained Seal, recognizing our strong commitment to protecting elder members from financial exploitation. The BankSafe designation is earned after over 80% of an organization’s frontline staff completes AARP’s comprehensive BankSafe training. Financial institutions are at the forefront of preventing elder…
Read MoreMake Your Money Work for You
January 24, 2024 In tight financial times, every dollar counts more than ever. You work hard for your dollars, so it’s important to make your dollars work hard for you too! Follow these tips to help maximize the impact you can make with your money. Go for High Yields One fundamental way to make your…
Read MoreCU4Kids selects Jess Francis as a 2026 Emerging Leader
CU4Kids and Acumen Financial Advantage Announce the participants of the 2026 emerging leaders group – the CU4Kids Crew! March 6, 2026 CU4Kids is excited to announce the participants of the emerging leaders program, the CU4Kids Crew! –These leaders will represent the credit union movement at Elevate, the Children’s Miracle Network annual conference—formerly Children’s Hospitals Week—where…
Read MoreUCU Plays it Forward BINGO – March 24th
Register to play bingo with UCU! Join us and our fantastic sponsors in supporting the Campaign for Ending Hunger with a fun and playful fundraising event. When: March 24th, 5:00 PM to 8:00 PM. Registration 5:00 PM – 5:30 PM Event 5:30 PM – 8:00 PM Where: Portland, Clarion Hotel, 1230 Congress Street Register Online:…
Read MoreUCU to Send Two Crashers to GAC!
January 29, 2026 The Governmental Affairs Conference (GAC)—the credit union industry’s premiere annual advocacy event—is nearly here, and University Credit Union (UCU) is thrilled that two of their own employees were selected to “Crash” this special event. Ree Anna Bridges, Community Engagement Manager, and Grace Mix, Marketing Specialist, are among the more than 60 emerging…
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