Auto Loans for Everyone

At UCU, we believe everyone deserves a chance to drive their dream car. Whether you have perfect credit or have faced financial challenges, we’re here to help. Our mission is to look beyond the numbers and understand your unique situation.

Why Choose UCU for Your Auto Loan?

Personalized Loan Options

We offer tailored loan solutions that fit your financial needs.

Competitive Rates

Enjoy competitive rates designed to help you save money over the life of your loan.

Flexible Terms

Choose from a variety of repayment terms to find the one that works best for you.

Quick and Easy Process

Our streamlined application process makes it easy to submit an application and get the funds you need quickly.

Dedicated Support

Our expert lending team is here to guide you through every step of the process and ensure you have all the support you need.

Building and Rebuilding Your Credit

We understand that your credit score is just one part of your financial story. That’s why we look at your entire financial picture when considering your loan application. Whether you’re building credit for the first time or rebuilding after a setback, we’re committed to helping you.

How to Apply for an Auto Loan with UCU

  1. Online Application: Start by filling out our simple online application form. It’s quick, secure, and easy to complete.
  2. Personal Consultation: Once we receive your application, one of our consumer loan originators will reach out to discuss your options and answer any questions you might have.
  3. Approval and Funding: After reviewing your application, we’ll work with you to finalize the loan details and get you the funds you need as quickly as possible.

Ready to Get Started?

Don’t let a less-than-perfect credit score hold you back. Apply for an auto loan with UCU today and take the first step towards driving the car you’ve always wanted. We see you as more than a credit score and are here to help you every step of the way.

Contact Us Today!

Find the latest information on loan rates within UCU Digital Banking or call us at 207.866.8608. Visit Digital Banking, log in, click on Credit Score, and go to Loans & Offers to see details from UCU!

Hear it from our members, UCU is here for U:

"The loan folks I have spoken to are always friendly and understanding." - Roxanne M.

"Sean handled my lease buyout with great skill and efficiency from the first point of contact. Sean always conveys warmth and friendliness and does a wonderful job explaining loan options and what to expect next. Turnaround time from beginning to end was amazing!" - Craig O.

"Kaci S. is awesome. I have processed a few loans with her. She is responsive and helpful. Anytime we think of doing a loan for a repair or whatever it may be, I email her." - Amanda A.

"Traci was extremely helpful and got me the ideal loan specs I was looking for. Made me feel that my relationship with the credit union was important, this was not the case with other creditors I tried to work with." -  Ty-Donald B.

Protecting our members with Carfax! Contact a loan officer for your vehicle history report. Click here to find out how!