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Affordable Vehicle Financing at UCU

For a low-interest rate, flexible loan terms, and convenient options to suit your lifestyle, there’s no need to travel further than right here for a great car loan. UCU offers used car and new car financing that puts you in the driver’s seat.

Vehicle Loan

  • Whether you are purchasing a new car or a used car, you’ll get a great annual percentage rate for affordable auto financing.
  • Long loan terms available for new and used autos* are subject to qualifying credit and collateral.
  • Financing available for used car models up to 10 years old.
  • Vehicle Loan includes autos, motorcycles, light-duty trucks, motor homes, snowmobiles, boats, personal watercraft, ATVs, campers, 5th wheels, and travel trailers.
  • Even though you can apply for your auto loan online at UCU, we’re not like typical online auto lenders. We’re local, so we make all our auto financing decisions locally – to get you a loan decision fast and deliver the flexibility you need to customize your auto loan, especially for you.

Vehicle Loans & Recreational Vehicle Loans

New & Used Vehicles 2.39% 0-35 Months $3,000
2.69% 36-59 Months $3,000
3.39% 60-83 Months $7,500
4.39% 84-120 Months $20,000

Program Details: Interest rates above apply to loans secured by non-commercial passenger vehicles both NEW and USED up to 10 model years old. Includes Autos, Motorcycles, Light-Duty Trucks, Motor Homes, Snowmobiles, Boats, Personal Watercrafts, ATVs, Campers, 5th Wheels, Travel Trailers, and includes Other Chattel. Collateral secured by title when available or UCC. *Annual Percentage Rate (APR) for the above loans will vary based on borrower's creditworthiness and selected term. Our loans are risk-based priced to determine the interest rate. Please contact a UCU Consumer Loan Originator for more information. **Term subject to creditworthiness and collateral.

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