Paying Your Loan
We know every UCU members has different preferences, so we offer a variety of easy ways to make your loan payments. Whether you prefer to pay your loan online on the UCU Mobile App, from your home computer in Digital Banking, or like to come in to the branch and do it in-person, there's many convenient ways to make payments towards your UCU loans.
See the list below for a variety of options:
| Payment Method | Details | Fee |
|---|---|---|
| Digital Banking | Login to your Digital Banking account from your home computer and click Transfers & Payments. | Free |
| UCU Mobile App | Login to the UCU Mobile App, and tap Transfer. | Free (Message and Data rates may apply.) |
| Automatic Payment from UCU Account | Set up automatic payments to your loans from your UCU account. | Free |
| In-Person | Visit your local UCU branch. | Free |
| Video Teller | Visit one of our Video Teller Machines during business hours. | Free |
| Shared Branching | Visit another credit union that participates in Shared Branching. | Free |
| Skip - A - Pay | Apply to skip a UCU consumer loan payment | $25/loan, available 1x per loan per year |
| Pay from an Outside Financial Institution | Options Below | |
| Recurring ACH from an Outside Financial Institution | Set up recurring ACH payments from an outside financial institution. | $5 one-time |
| Online Loan Payment Portal One-time Payment | For members that do not use Digital Banking and want to make an online payment by ACH or debit card from an outside financial institution. | $7/payment |
| Online Loan Payment Portal Recurring Payment | Set up monthly recurring ACH payment from an outside financial institution. | $2/payment |
| Pay with a debit card over the phone or in-person | Make a loan payment using a card, either over the phone or in-person from an outside financial institution. | $10/payment |
| Loan Payment Book | Use a loan payment booklet to mail in your loan payment. | $12/booklet |
