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Credit Cards

UCU's credit cards make shopping, traveling and buying the things you want more convenient and more rewarding. With low rates and no annual fees, these cards make you a smarter shopper and provide superior benefits and straightforward, honest value. Contact a UCU consumer loan originator by email or 800 696 8628 for more information.

Platinum

  • Platinum benefits
  • Our lowest credit card rates - as low as 7.99% APR*
  • No annual fee
  • No balance transfer fees
  • 3.99% APR* intro rate on balance transfers for 12 months
  • Added security with smart-chip technology
Platinum Credit Card

Great low rate!

Platinum benefits

The only card you'll need!

Platinum Rewards

  • Platinum benefits plus Rewards!
  • Earn Rewards you can redeem for travel, cash back, and merchandise!
  • Earn 1 point for every net dollar spent
  • Rates as low as 9.99% APR*
  • No annual fee
  • No balance transfer fees
  • 3.99% APR* intro rate on balance transfers for 12 months
  • Added security with smart-chip technology
UCU Platinum Rewards Credit Card

The Rewards are a fun little extra!

Transfer balances

Earn Rewards!

University of Maine Alumni Association Platinum Rewards

  • Give back to UMAA simply by having and using your card!
  • Platinum benefits plus Rewards!
  • Earn Rewards you can redeem for travel, cash back, and merchandise!
  • Earn 1 point for every net dollar spent
  • Rates as low as 9.99% APR*
  • No annual fee
  • No balance transfer fees
  • 3.99% APR* intro rate on balance transfers for 12 months
  • Added security with smart-chip technology
  • Go Black Bears!
UCU UMaine Alumni Platinum Rewards Credit Card

Go BLUE!

Great way to support UMaine Alumni Association and get Rewards too!

Where Black Bears Bank.

University of Southern Maine Platinum Rewards

  • Give back to USM simply by having and using your card!
  • Platinum benefits plus Rewards!
  • Earn Rewards you can redeem for travel, cash back, and merchandise!
  • Earn 1 point for every net dollar spent
  • Rates as low as 9.99% APR*
  • No annual fee
  • No balance transfer fees
  • 3.99% APR* intro rate on balance transfers for 12 months
  • Added security with smart-chip technology
  • Go Huskies!
UCU University of Southern Maine Platinum Rewards Credit Card

Earn Rewards!

Where Huskies Bank.

Go Huskies!

Business Visa

  • Rates as low as 7.99% APR*
  • Introductory 0% APR on purchases for the first 12 months
  • Easily add authorized users and adjust user limits
  • Consolidated statements for all cardholders
  • Added security with smart-chip technology
UCU Business Credit Card

It's easy to manage cardholders!

My accountant loves the consolidated statements!

Simplifies business expenses.

*APR=Annual Percentage Rate. Rates effective 6/1/2020. Standard APRs for purchases, balance transfers and cash advances will vary based on Prime Rate and credit worthiness and range from 7.99% to 14.99% for the Platinum Card, from 9.99% to 16.99% for the Platinum Rewards Card. The introductory APR for balance transfers is 3.99% for 12 billing cycles from the date of account opening. After that, your APR will revert to your APR for purchases which will vary with the market based on the Prime Rate and your credit worthiness. The introductory APR for balance transfers will apply to transactions posted to your account during the first 90 days following the opening of your account. Membership eligibility applies.

Credit Card Disclosures | Credit Card Agreement | Business Credit Card Agreement