USM Platinum Rewards VISA

Carry the only card that supports the University of Southern Maine

Are you a Huskies fan?  Love USM? Want to show your pride in the University of Southern Maine while earning great rewards for both you and USM?  Show your pride by carrying the USM Platinum Rewards VISA offered exclusively by University Credit Union! Not only will you be able to enjoy the great benefits of this card, you'll also be giving back by simply having and using your card.

The USM Platinum Rewards VISA is now available!


  • Earn Platinum Rewards
  • No annual fee
  • No balance transfer fee
  • Intro 3.99% APR for first 12 months*

Financial Support of the University of Southern Maine Foundation

This affinity card program directly supports the University of Southern Maine Foundation with a combination of upfront royalty payments coupled with ongoing success fees. Our agreement with the USM Foundation and Alumni Association creates financial support for them in the following four ways:

  • Upfront royalty payment
  • With each issuance of a card
  • Percentage of balance
  • Portfolio royalties over each 100th card

Additional information about this and other affinity card agreements between Issuers and Universities, their Foundations and their Alumni Associations is publicly available on the Consumer Finance Protection Bureau website.

UCU... Proud to be Where Huskies Bank!

*APR=Annual Percentage Rate. Rates effective 10/1/23. Standard APRs for purchases, balance transfers and cash advances will vary based on Prime Rate and credit worthiness and range from 13.24% to 20.24% for the Platinum Card, from 15.24% to 22.24% for the Platinum Rewards Card. The introductory APR for purchases is 3.99% for 12 months. The introductory APR for purchases will apply to transactions posted to your account during the first 12 months following the opening of your account. After that, the APR will revert to your standard APR for purchases which will vary with the market based on the Prime Rate and your credit worthiness. Cash advances made with this card are subject to a fee of $10 or 3% of the amount of each cash advance, whichever is greater. Foreign transactions are subject to a fee of 1% of each transaction in U.S. dollars. Membership eligibility applies.

Credit Card Disclosures | Credit Card Agreement