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USM Platinum Rewards VISA

Carry the only card that supports the University of Southern Maine

Are you a Huskies fan?  Love USM? Want to show your pride in the University of Southern Maine while earning great rewards for both you and USM?  Show your pride by carrying the USM Platinum Rewards VISA offered exclusively by University Credit Union! Not only will you be able to enjoy the great benefits of this card, you'll also be giving back by simply having and using your card.

The USM Platinum Rewards VISA is now available!


  • Earn Platinum Rewards
  • No annual fee
  • No balance transfer fee
  • Intro 3.99% APR on balance transfers*

Financial Support of the University of Southern Maine Foundation

This affinity card program directly supports the University of Southern Maine Foundation with a combination of upfront royalty payments coupled with ongoing success fees. Our agreement with the USM Foundation and Alumni Association creates financial support for them in the following four ways:

  • Upfront royalty payment
  • With each issuance of a card
  • Percentage of balance
  • Portfolio royalties over each 100th card

Additional information about this and other affinity card agreements between Issuers and Universities, their Foundations and their Alumni Associations is publicly available on the Consumer Finance Protection Bureau website.

UCU... Proud to be Where Huskies Bank!

Credit Card Disclosures | Credit Card Agreement

1APR = Annual Percentage Rate. Rates effective 10/1/22. Standard APRs for purchases, balance transfers and cash advances will vary based on Prime Rate and credit worthiness and range from 12.99% to 19.99%. The introductory APR for balance transfers is 3.99% for 12 billing cycles from the date of account opening. After that, your APR will revert to your APR for purchases which will vary with the market based on the Prime Rate and your credit worthiness. The introductory APR for balance transfers will apply to transactions posted to your account during the first 90 days following the opening of your account. Membership eligibility applies. Other terms and conditions apply.