UCU Vehicle Refinance
You don’t have to get a new vehicle to get a new and better auto loan. With UCU’s auto refinance, you can take advantage of lower rates to get lower monthly payments. We offer everything you need to upgrade your vehicle loan.
Auto Refinance
- Get a great annual percentage rate for an affordable auto refinance.
- Long loan terms available and are subject to qualifying credit and collateral.*
- Auto refinance loans available for car models up to 10 years old.
- Refinance a variety of vehicles, including autos, motorcycles, light-duty trucks, motor homes, snowmobiles, boats, personal watercraft, ATVs, and more.
- Buy your leased car with a UCU auto lease buy out loan.
Apply for your auto loan online!
Auto Lease Buy Out Program
Ever thought about buying the car you’re leasing? It could be a smart move. Our car lease buy out loan helps you do it, giving you the power to keep – and own – the car you love at a great interest rate.
Auto Loans
| Loan Type | APR as low as* | Term** | Min. Loan Amount |
|---|---|---|---|
| New & Used Autos | 5.99% | 6-35 months | $3,000 |
| 6.49% | 36-59 months | $3,000 | |
| 6.99% | 60-83 months | $7,500 | |
| 8.74% | 84-96 months | $30,000 |
Recreational Loans
| Loan Type | APR as low as* | Term** | Min. Loan Amount |
|---|---|---|---|
| New & Used Vehicles | 5.99% | 6-35 months | $3,000 |
| 6.49% | 36-59 months | $3,000 | |
| 6.99% | 60-83 months | $7,500 | |
| 8.74% | 84-120 months | $30,000 |
