Apply for a UCU Loan
Conveniently apply for a UCU Loan using the specific link for each loan type:
Mortgage or Home Equity Loan
Whether it's your first home or your retirement dream, you can trust UCU to help you with each step. We have a variety of options available to help you achieve your future plans, including home equity loans. Contact our Mortgage Loan Originators by email mlo@ucumaine.com or call 800.696.8628.
Home Equity Line of Credit (HELOC)
Utilizing the equity in your home with a HELOC is a great way to pay for major expenses, like tackling home improvement projects, a kitchen remodel or other remodeling, debt consolidation, college expenses, and more! Contact our Mortgage Loan Originators by email mlo@ucumaine.com or call 800.696.8628.
Auto Loan or Refinance
Enjoy competitive rates, flexible terms and financing options on vehicles up to 12 model years old. Put the brakes on your auto loan search, UCU has financing that puts you in the driver's seat! Contact our Consumer Loan Originators for rates, terms and details, by phone 207.866.8608 or email clo@ucumaine.com.
RVs, Campers, Travel Trailers and 5th Wheels
Are you looking to travel with an RV, camper, trailer, or 5th wheel? UCU has great financing options that get you on the road to adventure! Apply online today or contact our Consumer Loan Originators by phone 207.866.8608 or email clo@ucumaine.com with questions financing a motorhome, camper, travel trailer or 5th wheel!
Boats, Motorcycles, ATVs, and More
Our favorite vehicles aren't always the ones that get us from point A to point B. We offer loans for a variety of recreational vehicles too, including boats, motorcycles, ATVs, snowmobiles, and more! Questions? Contact our Consumer Loan Originators by phone 207.866.8608 or email clo@ucumaine.com.
Credit Cards
UCU's credit cards make shopping, traveling and buying the things you want more convenient and more rewarding. With low rates, no annual fees, and no balance transfer fees, these cards make you a smarter shopper and provide superior benefits and straightforward, honest value. Contact a UCU consumer loan originator by email or 800 696 8628 for more information.
Linebacker
Our linebacker overdraft protection is a line of credit that works alongside your checking account. It can help prevent overdraft charges, but can also be a helpful tool to build credit and enable you to buy now and pay later. Apply online today or contact our Consumer Loan Originators by phone 207.866.8608 or email clo@ucumaine.com.
Personal Loan or Debt Consolidation
We offer personal loan options up to $50,000 to fit your needs and help you achieve your goals! Whether you're looking to consolidate debt, plan a vacation, cover home heating costs, or more, get started now with UCU. Apply online today! For questions, contact our Consumer Loan Originators by phone 207.866.8608 or email clo@ucumaine.com.
Private Education or Student Loan Consolidation
When traditional student loans, scholarships, and grants don't quite cover tuition, a private education loan can help fill the gap. We also offer student loan consolidation and refinancing to make repaying your student loans easier. Apply online today or click here to learn more.
Business Loans
We understand that your business is unique, and so are your business loan needs. We have a variety of loans to help you achieve your business goals from the just getting started to well on the way and everything in between. To learn more or talk specifically about your situation, please don't hesitate to call 207.889.8277 or email businesslending@ucumaine.com.
For Vehicle Loans and Credit Cards, Get Started Online
For All Other Business Loans, Contact Our Team
Call 207.889.8277 or email businesslending@ucumaine.com.
Savings Builder Loan
The Savings Builder Loan is designed to help you save toward short-term or long-term financial goals! Loans can range from $500 and are available up to $30,000.* Contact UCU by email clo@ucumaine.com or call 800.696.8628 for more information.
*Terms and conditions apply. Contact a UCU Consumer Loan Originator for details.
Credit Builder Loan
Need to rebuild your credit? Or maybe you are trying to build your credit from the ground up. Either way, UCU's Credit Builder Loan may be just what you need! Contact UCU by email clo@ucumaine.com or 800.696.8628 for more information.
Resume an Application
If you've already started a loan application you can pick up where you left off. Use the first link to resume a consumer loan application, such as a vehicle loan or credit card application. Use the second link to resume a real estate loan application.
