Student Resources

Have you ever been “off track” financially or maybe just need a little financial guidance? Our Certified Credit Union Financial Counselors (CCUFC) are here to help U!

Across our state-wide locations, and virtually, UCU's Certified Financial Counselors are here for U, no matter where you are and what financial questions you may have. Our financial counselors can provide a counseling session focused on education and assistance in areas such as:

• Budgeting
• Credit score improvement
• Debt management
• Suggestions to work towards long term goals
• Tips to improve your financial situation

Personal Finance is something we all navigate. Sometimes, all it takes is support and education from our financial counselors to help steer and make the journey more of a success!

Click here to request an appointment today!

UCU is serious about helping to advance our member's financial wellbeing in every stage of life, as well as ensuring they stay financially fit. Because of this, we have created a member education program, U Financially Fit. With our program, you will be able to learn more about things such as budgeting, investing, homeownership, and retirement planning. Some other topics to help get U Financially Fit include vehicle loans, credit cards, savings accounts, and much more.

Some of the major highlights of our program include:

• A robust library of 50+ learning topics with something for everyone, regardless of life stage or financial circumstances.
• Essential information for each learning topic can be consumed in just 3-6 minutes in order to fit into today’s busy lifestyles.
• Designed to work great on a cell phone, tablet, or computer, it can be accessed from almost anywhere.
• The option to choose between taking a short quiz at the beginning of your journey that helps target what you need to know about your personal financial goals, or choosing the self-guided option in which you select the exercises as you see fit.

Get Started Today!

Education is the foundation of UCU! We are committed to providing our members with financial education that will help them attain personal financial success.

Our resources can help you learn more about fraud prevention, managing debt, and making savvy financial decisions.

Click here to access Member Education resources!

Shopping for a new or new to you vehicle can be challenging, but don't worry. UCU has got you covered with helpful tools and tips to make car buying a bit easier. We're here for U. Find our car buying resources here that offer details for every step of the process!

Learn everything you need to know about the home buying process with our popular course with HoMEworks! Attending this course could make you eligible for the $5,000 Maine State Housing Advantage grant to apply towards closing costs.

What you'll learn:

• The home buying process
• Money management and the costs involved
• Goal setting and preparing for homeownership
• How to qualify and obtain a mortgage loan
• Lender's view: Determining creditworthiness and affordability
• What to expect at closing
• How to avoid being ripped off

Click here to register for upcoming courses!

UCU's Financial Literacy Blog

More and more, young people and college students are targeted for frauds and scams. Take the proper steps to protect yourself! Visit our Online Security Center for information on how you can protect yourself and your money.

The Finance Authority of Maine (FAME) helps Maine businesses and families achieve a brighter future through business and education financing.

From options for saving to scholarship and grant searches, FAME has many resources to explore!

Check out FAME here!

If you are thinking about or planning to attend college, you should fill out a FAFSA (Free Application for Federal Student Aid). The FAFSA form is an application that students and families need to complete to apply for federal student aid, such as federal grants, work-study funds, and loans. Completing and submitting the FAFSA form is free, and it gives you access to the largest source of financial aid to help pay for higher education.

The federal student aid website is also full of resources to help calculate the costs of college, including calculators and activities for students and families!

Complete your FAFSA and check out student aid resources here!

Private education loans fill the gap between the cost of school attendance and traditional funding sources like scholarships, grants, Stafford and PLUS loans and other federal loans. Click here to see information about our Private Education Loans!