Credit Card Rewards

Earn cash back with more points with your purchases.

We've updated our rewards program for UCU Platinum Rewards Card holders! Cash in your rewards for well... cash, into your UCU account! Or, any of the great items within the CU Rewards mall like gift cards or merchandise.

How you can earn:

Earn 5 points for every dollar spent with Streaming and Gaming Subscriptions

Earn 2 points for every dollar spent on Gas purchases

Earn 2 points for every dollar spent on Dining, such as restaurants, carryout, delivery

Earn 1.5 points for every dollar spent for all other purchases


Ready to earn more rewards? Tap or Swipe your UCU Platinum Rewards VISA and earn those points!


Visit the UCU Credit Cards page to learn more about our cards and apply today!


Financial Institution will determine the qualified transactions and are not responsible for any Merchant Category Code (MCC) misclassifications. 


Qualified MCC:
Dining (restaurant, carryout, delivery) (2%)
5812 F Eating Places, Restaurants
5813 F Drinking Places (Alcoholic Beverages) – Bars, Taverns, Nightclubs, Cocktail Lounges, Discotheques
5814 F Fast Food Restaurants

Gas  (2%)
5542 R Automated Fuel Dispenser
5541 R Service Stations (with or without Ancillary Services)
5983 R Fuel Dealers – Coal, Fuel Oil, Liquefied Petroleum, Wood

Streaming/Gaming Subscription (5%)
5816 T Digital Goods: Games
5818 T Large Digital Goods Merchant
4899 R (Streaming Services) Cable, Satellite, and Other Pay Television and Radio Services
7993 R Video Amusement Game Supplies
7994 R Video Game Arcades/ Establishments
7999 R Recreation Services not elsewhere classified