Kasasa Cash Back® Checking - Earn Cash Back on Debit Card Purchases!

With Kasasa Cash Back® Checking, you'll earn 2.50%* cash back on purchases you make with your debit card. Plus, we'll also refund your ATM fees nationwide!*

Account Features:

  • Earn 2.50% in cash back on debit card purchases, up to $10 monthly*
  • ATM fee refunds nationwide, up to $25 monthly*
  • No minimum balance to open
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking
  • Free e-statements
  • Free Visa® debit card
  • Unlimited check writing

Earning Rewards

Simply do the following activities with your Kasasa Cash Back® checking account during each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statements
  • Be enrolled and access digital banking

No need to worry if you don’t qualify one month. Your account is still free. Plus, you can get right back to earning rewards the very next qualification cycle!

Link your Kasasa Cash Back® checking account to Kasasa Saver®, and your rewards become automatic savings!

2025 Qualification Cycle

January: Dec. 31 - Jan. 30February: Jan. 31 - Feb. 27March: Feb. 28 - Mar. 30
April: Mar. 31 - Apr. 29May: Apr. 30 - May 30June: May 31 - Jun. 29
July: Jun. 30 - Jul. 30August: Jul. 31 - Aug. 30September: Aug. 31 - Sep. 29
October: Sep. 30 - Oct. 30November: Oct. 31 - Nov. 29December: Nov. 30 - Dec. 30

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions and purchases made with a debit card not issued by our credit union and associated with this account. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When Kasasa Cash® Back qualifications are met during a Monthly qualification Cycle, you will receive (1) 2.5% cash back on up to a total of $400.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $25 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) days after the statement cycle when the reimbursement was applicable for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash Back® qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back® account on the first business day of the following earnings period. Rates and rewards are variable and may change after account is opened.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly access of inline banking and receipt of electronic statements and log-ons may be required to meet some of the account’s qualifications. Limit one Kasasa® checking account per prime member and per primary account. There are no recurring monthly service charges or fees to open or close this account. Contact a UCU representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa, Kasasa Cash Back are trademarks of BancVue, Ltd., registered in the U.S.A.