Financial Literacy Blog
Linebacker Overdraft Protection
November 20, 2023 Shopping Season Survival Strategies Tips for managing your extra purchases through the holidays and beyond The winter holiday season is a merry time, filled with annual traditions and festivities, like picking out those just-right gifts, planning get-togethers, and decorating the house. The not-so-merry side of this season though, is all the extra…
Cybersecurity Month Insights: Securing Your Online Life
October 2023 Martha Ward, CISSPVP of Technology & Digital Experience In all areas of your online life, security is of the utmost importance. Here are a few actions you can take to stay diligent in protecting your information from fraudsters. Enable Multi-Factor Authentication For maximum protection, use multi-factor authentication, sometimes called MFA or two-factor authentication,…
Exploring UCU’s Checking Account Options: Finding Your Perfect Fit
September, 2023 Choosing the Right Fit for You Selecting the best UCU checking account for you depends on your lifestyle and financial goals. Here are a few steps to help you make an informed decision: University Credit Union’s range of checking account options, including Kasasa Cash Back®, Kasasa Cash®, Custom Checking, and Free4Me, Premier Checking,…
Employee Spotlight: Cody Faloon, Business Services Manager
September 12, 2023 Cody Faloon, our Business Services Manager here at University Credit Union has worked at UCU for 16 years in various roles where he has come to meet and get to know many of our members. He’s also close with the UCU community, having grown up in the area and going to school…
Depositing Funds. Earning Interest. Reaching Goals!
July, 2023 While stuffing a piggy bank may have been the savings method of choice in your younger years, you don’t have to be a financial expert to know this strategy should be left behind in childhood. As a busy individual with complex financial needs, you deserve a better alternative to simply holding on to…
Scams & Fraud: Understanding Risks and Avoiding Traps
June 1, 2023 Scams and fraud are more common than we think. It is important to stay up to date on trending scams to help protect yourself and stay ahead of fraud before it happens. Understanding Risks Associated with Common Scams & Fraud: Medicare/Health Insurance Scams: Banking Scams: Telephone Scams: Internet Fraud: Social Media Scams:…
Home Buyer Education is for Everyone
May, 2023 When we think of home buyer education resources or classes, first-time home buyers with no previous home-buying experience likely come to mind. However, there are many reasons why everyone should take advantage of home-buying education opportunities like those available at UCU. This blog covers some of the reasons why: Buying a house is…
Prioritizing Financial Fitness for Teens
April, 2023 April isn’t just tax season, it’s also financial literacy season! April is both National Financial Literacy Month and National Credit Union Youth Month, providing a little inspiration to get your teen more financially fit. Even more inspiring is the vision of your teen learning to better navigate the financial world, acquiring the money…
Putting U First
UCU’s message to members in light of the recent bank failures. March 14, 2023 Since 1967, UCU has been here for our members. For Maine. And for you, wherever you see yourself today and through every stage of life. As a not-for-profit financial institution, we’re owned by our members, not outside stockholders. This means you’re…
Don’t be Spooked by Cybersecurity Month
October 21, 2022 October is usually a spooky time of year, as everyone prepares for Halloween, and for us Mainers, winter (AHH!) The month is also eerie for another reason though, it is Cybersecurity Month! Although Cybersecurity itself isn’t spooky, the thought of falling victim to a cybercriminal certainly is. So how do you avoid…
