Students
Thrive On a Dime; Mastering Your Budget and Creating a Value Based Spending Plan That Works For You!
January 2026 The start of the new year is a great time to reflect on what worked (or didn’t work) over the past year with the goals you may have set in 2025. Did you achieve what you set out to do? What do you wish was different? What are the hopes and dreams you…
Read MoreHow To: Changing Signers on a UCU Student Organization Account
January 2026 Student organizations undergo frequent personnel changes, and to keep the organization’s account secure there are important steps and documents that are required. We’ve put together this short blog to help make it easier for you to manage your organization’s account when signers need to be added, removed, or updated. What’s Required to Change…
Read MoreAuto Loan 101: How to Choose the Right Car
March 2025 Choosing the right car is an exciting milestone, but it also requires careful planning and consideration. With so many makes, models, and financing options available, it can feel overwhelming to narrow down your choices. Know Your Needs and Plan Ahead The first step in choosing the right car is identifying your needs. Think…
Read MoreAuto Loan 101: Tips for Getting the Best Auto Loan Rate
March 2025 Shopping for a new or new-to-you vehicle is an exciting experience, but choosing the right financing is crucial to ensure your purchase fits within your budget. Securing a favorable auto loan rate can significantly affect your monthly payments and the total cost of the loan. At UCU, we’re here to help you understand…
Read MoreAuto Loan 101: Understanding Auto Loans
February 2025 Purchasing a vehicle is an exciting milestone, but navigating the world of auto loans can feel overwhelming if you’re unfamiliar with the process. Whether you’re buying your first car or upgrading to a newer model, understanding auto loan terms and how to negotiate a fair price will help you make confident, informed decisions.…
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Conquering Debt: A Simple Guide to Balance Transfers
January 2026 Did the holiday season leave you with credit card debt? You’re not alone! Many find themselves in a similar situation starting into the new year. Next is making a move to overcome that debt, and one of the options is with a credit card balance transfer. Understanding Balance Transfers A balance transfer is…
Read MoreHow Often Does My Credit Score Update?
October 2024 Here’s the low-down on when you can expect your credit score to change: Do one thing: Review your credit reports every few months. This is one way to ensure there are no errors in the reports that could drag your score down. You can check your report with SavvyMoney through online or mobile banking…
Read MoreStay Smart and Stay Safe from Payment App Scams
September 2024 College life is busy, energizing, and of course… expensive. It’s full of lectures, labs, homework,group projects, and discovering who you are. It means you have many reasons to be here and thereand everywhere – and the need for a quick and convenient method of sending or receiving money. Enter peer to peer (P2P)…
Read MoreCrypto ATMs: What to Know
June 6, 2024 Blog provided by the AARP Fraud Watch Network If you’re like most Americans, you walk right past a tool used to steal a reported $35 million from US consumers last year each time you go out for groceries. Cryptocurrency ATMs are often colorful kiosks that are popping up in supermarkets, convenience stores,…
Read MoreCar Buying 101 – Dealers and Private Sales
By Abbey Ramsay, VP of Lending Dealers vs. Private Sales In my opinion, shopping for the vehicle is the best most exciting part! Granted some will disagree but, it’s really your time to ask yourself what you need in a vehicle, (for me it’s plaid seats and a turbo). For most, these are the things…
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