You’re More Than a Number: Why Your Credit Score Isn’t the Whole Story

By Abbey Ramsay, VP of Lending June 2025 We’ve all encountered websites with catchy slogans like: “Your Credit Score: From Blah to Fab!” or “Breathe Life into Your Credit Score.” What does this mean, and why does this number, which varies across different sources, hold so much importance? We’re here to explain and provide some…

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How Credit Unions Offer Auto Loans for a Range of Credit Scores

Understanding the Credit Union Difference at UCU May 2025 Shopping for a car should be exciting—not stressful. But for many people, especially those with less-than-perfect credit, the idea of applying for an auto loan can bring a lot of anxiety. At UCU, we want to change that narrative. U Are More Than a Credit Score…

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Auto Loan 101: How to Choose the Right Car

March 2025 Choosing the right car is an exciting milestone, but it also requires careful planning and consideration. With so many makes, models, and financing options available, it can feel overwhelming to narrow down your choices. Know Your Needs and Plan Ahead The first step in choosing the right car is identifying your needs. Think…

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Auto Loan 101: Tips for Getting the Best Auto Loan Rate

March 2025 Shopping for a new or new-to-you vehicle is an exciting experience, but choosing the right financing is crucial to ensure your purchase fits within your budget. Securing a favorable auto loan rate can significantly affect your monthly payments and the total cost of the loan. At UCU, we’re here to help you understand…

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Auto Loan 101: Understanding Auto Loans

February 2025 Purchasing a vehicle is an exciting milestone, but navigating the world of auto loans can feel overwhelming if you’re unfamiliar with the process. Whether you’re buying your first car or upgrading to a newer model, understanding auto loan terms and how to negotiate a fair price will help you make confident, informed decisions.…

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UCU’s Consumer Lending Team Adds Extra Value to Your Loan

By Abbey Ramsay, VP of Lending November 20, 2023 In Consumer Lending here at UCU, we work with you through some of your biggest purchases, whether that be an auto, boat, camper loan, you name it. From an everyday Chevy to a Porsche 911, or a Mercedes to a motor home, we probably have helped…

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