You’re More Than a Number: Why Your Credit Score Isn’t the Whole Story

By Abbey Ramsay, VP of Lending June 2025 We’ve all encountered websites with catchy slogans like: “Your Credit Score: From Blah to Fab!” or “Breathe Life into Your Credit Score.” What does this mean, and why does this number, which varies across different sources, hold so much importance? We’re here to explain and provide some…

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How Credit Unions Offer Auto Loans for a Range of Credit Scores

Understanding the Credit Union Difference at UCU May 2025 Shopping for a car should be exciting—not stressful. But for many people, especially those with less-than-perfect credit, the idea of applying for an auto loan can bring a lot of anxiety. At UCU, we want to change that narrative. U Are More Than a Credit Score…

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SavvyMoney Financial Checkup

As a UCU member, you have powerful financial checkup tools at your fingertips! Access SavvyMoney within the UCU Mobile App or Digital Banking by logging in and clicking on”Credit Score/Loan Rates” in the menu. Financial Checkup What’s your financial wellness score? Take the quiz with the Financial Checkup tool to see your score and a…

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How Often Does My Credit Score Update?

October 2024 Here’s the low-down on when you can expect your credit score to change: Do one thing: Review your credit reports every few months. This is one way to ensure there are no errors in the reports that could drag your score down. You can check your report with SavvyMoney through online or mobile banking…

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