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Referral Program Terms & Conditions


University Credit Union – Refer-A-Friend Offer:

The person making the referral (Referrer) will earn a $50 Visa® Reward Card for each individual referred (Referred Person) to University Credit Union who registers for the offer, opens a new University Credit Union membership and personal checking account, and completes the offer requirements within the time specified in the offer. To make a referral, the Referrer must register for the program and share the offer with their friends, family, or coworkers. A Referrer may receive up to ten (10) Visa Reward Cards ($500 value) within a calendar year, but only one Referrer may receive a Visa Reward Card for each Referred Person who fulfills the requirements.

To earn a $50 Visa Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, open a new membership with University Credit Union, and complete the following:

  • Open a new personal checking account within 60 days of joining, AND
  • Enroll in eStatements, AND
  • Complete ten (10) or more debit card transactions (excluding ATM transactions), OR Complete one (1) direct deposits of $100 or more within 60 days of checking account opening.

New members must open a new personal checking account within 60 days of establishing membership to be eligible for the new account offer. The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has “opted out” of marketing material from University Credit Union or ReferLive. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email. The Referred Person acknowledges that a Visa Reward Card will be issued to the Referrer after all conditions have been met in the time frames provided. This offer can be changed at any time without notice.

Please allow 4-6 weeks after completion of all requirements for delivery of the Visa Reward Card. The Visa Reward Cards are subject to Terms and Conditions delivered with the card. Rewards Cards may be reported as income to the IRS.

Visa is a registered trademark of Visa, Inc. Visa is not a participant or sponsor of this promotion.

Membership eligibility applies.

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