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Credit Union Membership Eligibility

Join us at University Credit Union in Maine!

It's easy to join UCU! Those eligible for membership simply complete our 3-step online application:

So, are you ready to enjoy more financial benefits and be a part of something better? Then join our credit union today! With credit union membership benefits from University Credit Union in Maine, we're here for you with a value that goes beyond the traditional financial institution relationship. That's because wherever you are in life, UCU is here for you, providing the value, solutions, and service that help you get there.

As a not-for-profit financial cooperative, University Credit Union in Maine will return any profits we make back to our members in the form of lower loan rates, higher deposit yields, lower fees, and more solutions and services. Because we're based right here in Maine, we make all our lending decisions locally for greater flexibility and faster service – and we're committed to strengthening our communities.

Membership Eligibility Requirements

To join our credit union, first, see if you are eligible – and it's likely that you are! Here at UCU, we serve several groups and their family members:

Family Membership

When you join University Credit Union in Maine, your entire family is eligible to join, too. It’s a great way to share your credit union membership benefits with the ones you love most. Family members eligible to join our credit union include:

  • Spouse
  • Parent
  • Children
  • Siblings
  • Grandparents
  • Grandchildren
  • Step Relationships
  • Adoptive Relationships
  • Persons of the same residence maintaining a single economic unit

That means we're here for your entire family with the amazing value, convenience, service, and quality people just like you have come to expect at University Credit Union.

Ready to join our credit union? It’s easy with our 3-step online application:

Credit Union Membership Benefits

At UCU, instead of being focused on profits, we're committed to providing the best value possible. That means we're here for you with benefits you won't typically experience with a traditional financial institution, thanks to our not-for-profit status. Just some of these benefits include:

Lower loan rates. With lower interest rates on all our financing solutions, from personal loans, auto loans, and credit cards to home loans, education loans, and even business loans, more of your monthly payment goes toward achieving your goals and less toward interest.

Higher yields on deposits. When you earn more on your deposits, your savings build faster, helping you get more done.

Ownership status. As a credit union member, you're more than a customer. You're our owner! For this reason, pleasing you is our number one priority.

Convenience. We’re dedicated to making sure you enjoy life on your terms. That means we’ll make managing your finances as easy as possible – with digital solutions and easy access to cash and service.

Commitment to community.  As a Maine-based credit union, we’re passionate about Maine and Mainers like you. So we’re here for you and our community with the support and flexibility you need.

There's more to UCU membership than just your account! Experience the quality, service and convenience of UCU today.

Join University Credit Union in Maine Today

Complete our 3-step online application: