We understand that purchasing a new home might be the single largest investment you’ll ever make.
At University Credit Union, you can trust our experienced mortgage team to help you with each step of the home loan process, and have you feeling at home in no time.
Mortgage Special
20 Years as low as 4.99%, APR as low as 5.126%*
*APR=Annual Percentage Rate. Rate effective 5/1/2026; limited time only. Membership eligibility applies. All loans are subject to terms and conditions, and credit approval. Example: a fixed-rate loan of $300,000 for 20 years at 4.990% interest and 5.126% APR will have a monthly payment of $1,978.21. Payment example does not include taxes and insurance premiums; actual payment obligation may be greater. Additional adjustments and fees may apply based on credit score, loan-to-value, occupancy, property type, cash out and loan size. Advertised rate assumes the purchase of a single-family primary residence, 700 FICO, down payment of 20%, or 80% loan-to-value required for limited cash out refinancing for single family primary residence up to the conforming loan amount limit. For details, contact a UCU Mortgage Loan Originator at: mlo@ucumaine.com or 800.696.8628.
UCU Home Loans
As a local not-for-profit lender, our mortgage experts are here to provide Mainers with fast personal service and the best value on your home loan, making it easier to get into the home of your dreams.
- Affordable mortgage rates
- Low closing costs
- Low and no-money-down payment options – great for first-time home buyers!
- Flexible loan terms for an affordable mortgage payment
- Loans for new and pre-existing home purchases
- MSHA and Rural Development (RD) loans
- Loans for purchasing land
- Conventional and jumbo mortgage options
- Fixed-rate mortgage options
Whatever stage of life you're in, UCU is here to help. Apply for your home loan today!
Questions?
Give us a call at 800.696.8628. Membership eligibility applies.
Insured by NCUA • Equal Housing Lender • NMLS 407658
