Save Smarter. Earn More.
A UCU Money Market Account rewards higher balances with competitive tiered dividend rates, making it a smart way to grow your savings while maintaining convenient access to your money. Whether you're saving for tomorrow or planning for the future, your money can keep working for you.
Curious how much you could earn?
At a Glance
No Minimum Balance to Open
Get started with an amount that's right for you.
Unlimited Deposits
Add to your savings whenever you'd like.
Up to 3 Withdrawals Per Month
Keep your savings safe and flexible.
Why Choose a UCU Money Market Account?
Competitive Tiered Dividend Rates
The more you save, the more you can earn.
No Monthly Maintenance Fees
Keep more of the dividends you earn.
Convenient Access
Enjoy the flexibility of up to three withdrawals or transfers each month while your savings continues to grow.
Digital Banking
Manage your account anytime with UCU's convenient digital banking tools.
Trusted Local Service
Count on personalized service from a local Maine credit union committed to helping their members achieve their financial goals.
A Money Market Account May Be Right for You If You Want to:
- Earn more than a traditional savings account.
- Grow larger savings balances.
- Save for a future goal or unexpected expenses.
- Keep convenient access to your money.
Ready to Put Your Savings to Work?
Open a UCU Money Market Account today and enjoy a smarter way to save, competitive tiered dividend rates, and the flexibility you need to reach your financial goals.
*APY = Annual Percentage Yield. Rates effective 8/1/26. UCU Money Market for personal or business accounts. Rates are subject to change without notice. Fees may reduce earnings. Balance tiers and corresponding APY: Balances up to $4,999 earns 0.050%; balances $5,000 up to $24,999 earns 1.500%; balances $25,000 up to $49,999 earns 1.750%; balances $50,000 up to $99,999 earns 2.000%; balances $100,000 up to $249,999 earns 2.250%; balances $250,000 up to 499,999 earns 3.000%; balances of $500,000 and above earn 3.250%.
