Debt Protection

At UCU we understand that protecting your family is important to you. Protection means more than safety; it means making sure your family is taken care in the unanticipated event of death, disability or involuntary unemployment. For more information on our programs, please contact a UCU Consumer Loan Originator.

Expect the Unexpected

You never know what life will throw your way, so it is best to be prepared for all scenarios. We offer debt protection products that cover your loan so you can can stop worrying about what could happen, and instead focus on enjoying what matters most!

Protecting your debt obligations against death, disability, or involuntary unemployment could help protect your finances and your family.
In the event of... Death Disability Involuntary


What happens... Protected borrower passes away. A covered disability occurs due to injury or illness. A covered job

loss occurs.

It cancels this...

up to the contract maximums

Your payments or loan balance. Your loan


Your loan


You may be eligible if you... Have an eligible loan. Are a permanent employee who is actively working.* Are a permanent employee who is actively working.*

Are honorably discharged.

*Refer to your member agreement for a full explanation of terms and conditions.

Peace of Mind

One of the greatest benefits of protecting your loan is the peace of mind knowing you're covered in case of an unfortunate event. If you're unsure about what type of protection is best for you, we can help!

Learn More Today!

To learn more about our loan protection products, contact our Consumer Loan Originators by email or calling 800.696.8628.

Adding Coverage to an Existing Loan?

To add coverage to an existing consumer loan, contact our Loan Operations department by email or calling 800.696.8628.