Couple doing their holiday shopping with UCU credit card.

Preparing for the holidays, and how your UCU credit card makes it easy

December 15, 2022

The holiday season is officially in full swing, bringing with it many opportunities for gatherings, traditions – and spending. With so much to do, bake, eat, make, wrap, give and buy, we know it’s nice to have a little help, something to make all your holiday preparations convenient, rewarding, and secure. That’s where your UCU Visa® credit card comes in.


No matter what your task – buying holiday décor online, purchasing a fresh evergreen garland at the local nursery, ordering pre-prepped meals, or finding just-right gifts at your favorite local boutiques – shopping with your UCU credit card is convenient. Just swipe or tap and go. Millions of global merchants, both in-store and online, will accept your UCU card. You can even use it at millions of ATMs to get cash in a pinch. Don’t forget to add it to your digital wallet for even easier tap and go use.


UCU’s lineup of Visa® cards includes three offering benefitial rewards. It’s like re-gifting to yourself as you shop for others! Because the average person can expect to spend more than $1,800 this holiday season, the rewards can really add up.


At UCU, our Visa® cards offer top-notch security. Smart-chip technology protects your accounts while shopping – and with Visa®’s Zero Liability policy, you stay protected. This means you won’t be liable for fraudulent charges. Plus, if your card is ever lost or stolen, you have 24/7 access to the help you need to block your account, obtain a replacement card, and even get emergency cash.

And local!

When choosing a UCU Visa®, you get more than a credit card. You’re getting a local team who is here to provide the help you need when you need it. Plus, banking locally helps boost and give back to your local economy!

As affordable as it is full of features, your UCU credit card offers you a world of benefits, all at a great rate and no annual fee*. Use it for everyday purchases at your favorite grocery stores, gas stations, restaurants, chain retailers, and mom-and-pop shops to maximize your value. When you do, it will be easy to see how your UCU credit card makes preparing for the holidays easier, secure, more convenient, and more rewarding than ever.

Have questions about our selection of rewarding Visa® credit cards? We’d love to help you choose the one that’s right for you. For assistance, give us a call at (800) 696-8628 or apply online. *No annual fee for being a UCU cardholder. Other terms and conditions apply. See full details here.